UBX is more than a bank. We’re the infrastructure, the movement, and the mindset powering the next generation of African finance.
UBX connects people, capital, and innovation across borders, cultures, and currencies. We are sovereign in our vision, digital in our DNA, and Pan-African by design — accelerating financial inclusion, prosperity, and freedom for every African, everywhere.
Unity
One bank, one network, one Africa. We believe in collective power.
Boldness
We have the courage to build what others won’t.
Xchange, Xperience, Xcellence
We transform capital, lives, and possibilities.
Everything you need to build, connect, and scale.
We operate across Africa, with infrastructure built for scale, mobility, and multilingual access.
From Lagos to London, Johannesburg to Kingston we empower the African everywhere.
Cloud-native. Crypto-aware. API-connected. Stablecoin compatible
Licensed, secure, and built on best-in-class compliance and regulatory frameworks.
Imagine sending money as easily as sending a text.Imagine a financial system where borders don’t block opportunity.Where the infrastructure is African-made, African-owned, and African-led.